Other than due to medical reasons, make sure you can take care of yourself, without relying on assistance of whatever nature. First months of Covid in ’20 showed you how you could do so much when no assistance was available. You were mentally and physically healthy. In the western world the same Indians do everything with a smile. They remain healthy. To me health first for that adds value to wealth or else wealth is useless. Self-help to me is the essence of true spirituality.